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You probably wouldn't hold onto the same cell phone for 20 years, right? Home items like your thermostat are no different! While your entire house doesn’t need to be on the cutting edge, these four items are worth upgrading: Homeowners Insurance. If there’s a flood, are you covered? READ MORE >>

What makes something worthwhile? When it comes to your home, it’s all about long-term benefits. These four actions will save you tons of time and money down the road! Plant Trees. If you have a yard that can handle it, planting a few trees on your property will go a long way. READ MORE >>

You buy insurance to protect your home and car from damage, but when an accident happens, is it in your best interest to file a claim? It seems like the answer should be a resounding "yes," but a middling "maybe" is a far better response. Why the ambiguity? READ MORE >>

In general, flood insurance is only available through the National Flood Insurance Program (NFIP) run by the Federal Emergency Management Agency (FEMA). A few private insurers offer excess flood insurance. According to FEMA, floods, including inland flooding, flash floods and seasonal storms, occur in every region of the United States and 90 percent of all natural disasters in the U. READ MORE >>

Congratulations Southport, home to our main office, for being named the “Happiest Seaside Town 2015” by Coastal Living Magazine. We’ve known for years how special of a place this is – it’s why we planted our business roots here – and now eyes across the nation are on our small town. READ MORE >>

With hurricane season quickly approaching, it is essential to be prepared. FEMA has launched a free, new app that provides weather alerts from different locations anywhere in the country as well as hurricane safety tips. This app will allow users to receive the latest forecast in the possibility of a hurricane and create a checklist for emergency needs. READ MORE >>

The main kick-off to sunny weather and time on the water takes place this weekend. Memorial Day is a reminder to brush up on boating safety and protection, including your watercraft insurance policy. USA Today estimated the number of boating accidents nearly triples on this busy holiday. READ MORE >>

The proposed Property Insurance Fairness Act filed in early March passed through the initial steps of the legislative process. The bill will essentially allow insurers to avoid over-burdening homeowners in the event of catastrophic, “once-in-a-century”-type weather by issuing bonds. READ MORE >>

Purchasing a new or new-to-you home requires much consideration beyond aesthetics and square footage. Take homeowners insurance, for example. You should consider how much it would potentially cost to rebuild the house if it is ever damaged or destroyed. READ MORE >>

Spring cleaning and spring maintenance go hand-in-hand when it comes to taking care of your home. So while you clean from top to bottom in the coming weeks, go ahead and do routine checks on the maintenance as well. Clean the gutters, inspect electrical outlets and check smoke detectors. READ MORE >>

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