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Purchasing a new or new-to-you home requires much consideration beyond aesthetics and square footage. Take homeowners insurance, for example. You should consider how much it would potentially cost to rebuild the house if it is ever damaged or destroyed. Another crucial calculation: how much will it cost to replace the belongings that will be in your home? Consider the home’s features so you, with the help of your insurance agent, can make the smartest decision about coverage.

If you live on the coast and disaster strikes, flood insurance policyholder claims are paid even if the event is not federally declared. With flood insurance, all covered losses will be reimbursed. And unlike Federal aid, it never has to be repaid – another reason why being proactive about insurance coverage can pay off this season and for seasons to come.
Posted 12:47 PM  View Comments

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